John Jernigan has dedicated his career to making homeownership accessible to all Americans. With over 15 years of experience in the housing industry, he has helped hundreds of families overcome financial barriers to achieve their dreams of owning a home.

John’s passion for housing assistance is deeply personal—he used a home down payment assistance program to purchase his first home in 2007. This firsthand experience drives his commitment to helping others achieve their homeownership goals.

His expertise includes:

• Training housing counselors 
• Advocating for expanded homeownership opportunities
• Building partnerships between lenders and assistance programs

Through his consulting firm, John trains real estate professionals on how to help their clients’ access down payment assistance, creating a multiplier effect that has helped countless families.

This book represents the culmination of John’s expertise and his mission to share critical information about housing assistance programs with those who need it most. He lives in Atlanta, GA and continues to work toward making homeownership achievable for everyone.