Educational Resources
Home Buying Guides:
- Comprehensive guides that walk through the home buying process, from preparation to closing.
- CFPB’s Home Buying Guide
Homeownership Counseling Services:
- Access to HUD-approved housing counseling agencies offering advice on buying a home, renting, defaults, foreclosures, and credit issues.
- HUD-Approved Housing Counseling Agencies
Financial Tools and Calculators
Mortgage Calculators:
- Tools to estimate monthly payments, compare loan options, and understand how different factors affect mortgage costs.
- NerdWallet’s Mortgage Calculator
Budgeting Worksheets:
- Templates to help potential buyers assess their financial situation and plan for homeownership expenses.
- Budgeting Worksheet
Professional Associations and Contacts
National Association of REALTORS®:
- Provides resources and tools for homebuyers, including finding a certified REALTOR® in your area.
- Consumer Guide: Buying Your First Home
Local Housing Authorities:
- Contact information for local agencies that can provide assistance and information on regional programs.
- Local Housing Authorities Directory
News and Updates
Market Trends:
- Links to reputable sources offering the latest news on housing market trends, interest rates, and policy changes affecting homebuyers.
- NerdWallet’s Home Buying News
Upcoming Assistance Programs:
- Information on proposed or newly implemented programs that could benefit first-time buyers.
- USAGov’s Home Buying Assistance
Homeowner’s Insurance
Understanding Homeowner’s Insurance:
- Basics of homeowner’s insurance policies and coverage options.
- Insurance Information Institute: Homeowners Insurance
Shopping for Homeowner’s Insurance:
- Tips on selecting the right insurance policy for your home.
- NAIC: Shopping for Homeowners Insurance
Homeowners Associations (HOAs)
Understanding HOAs:
- Roles, responsibilities, and what to expect when buying a home within an HOA.
- Nolo: Pros and Cons of Homeowners’ Associations
HOA Rules and Regulations:
- Common HOA bylaws and how they can affect homeowners.
- FindLaw: Homeowners’ Association Rules